05-21-2004, 06:45 PM
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It wasn't me!!!
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Join Date: Aug 2002
Location: Yorkshire UK
Posts: 1,370
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Thinking about getting myself a laptop PC. I am planning to start a college course through work and I will probably need one. Well to be honest I have been wanting one for a while but couldn't justify buying one, if I get the authrisation form my manager to do the course I kind of have an excuse.
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What is life?
If not an excuse for death,
and what is death,
if not an escape from life?
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05-21-2004, 07:03 PM
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Pixie since 9/3/2001
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Join Date: Mar 2002
Location: Illinois
Posts: 16,995
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new Jeep Liberty, Flame Red 
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Growing older is manditory, growing up is optional
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05-21-2004, 09:00 PM
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Multi-Sexual
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Join Date: Mar 2003
Location: Michigan
Posts: 1,244
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Quote:
Originally posted by Scarecrow
new Jeep Liberty, Flame Red
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My father-in-law is a complete sweepstakes junky, AND, he wins at the damn things. About a year ago exactly, he had his biggest prize to date delivered.
He won a jeep liberty, and he could customize it how he wanted, up to $24,000 (counting the cost of the jeep itself). He was able to get every option available, and still had about $700 left on the budget that didn't get used.
Lucky bastard. Wish I had that kind of luck. Most I've ever "won" is a $10 off coupon for a t-shirt company online.  |
05-21-2004, 09:58 PM
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Registered User
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Join Date: May 2001
Location: OR
Posts: 530
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Quote:
Originally posted by Irish
P.S.You would be suprised at how much of your payment is interest!
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This is the time of year that our taxes on our house come out of our escrow account and then we get a summary of our mortgage. We've lived here for about 2 1/2 years. We pay $630 a month on our mortgage. Guess how much equity we have in our home.....
$800!!! I thought I understood that most of the money goes on interest, but I had no idea just how much does! 
And I can't think of the last big purchase but I'm going to just make a guess that it was for the kids since that's about the only time we can rationalize spending very much! Well and we've been so broke for so long now! Lol
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XOXO
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05-21-2004, 10:36 PM
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Multi-Sexual
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Join Date: Mar 2003
Location: Michigan
Posts: 1,244
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Quote:
Originally posted by Kissy
This is the time of year that our taxes on our house come out of our escrow account and then we get a summary of our mortgage. We've lived here for about 2 1/2 years. We pay $630 a month on our mortgage. Guess how much equity we have in our home.....
$800!!! I thought I understood that most of the money goes on interest, but I had no idea just how much does!
And I can't think of the last big purchase but I'm going to just make a guess that it was for the kids since that's about the only time we can rationalize spending very much! Well and we've been so broke for so long now! Lol
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All your monthly's go straight to interest. Check with the company on overpayment stipulations. Some loans say that overpayment goes to the interest, while others say it goes to principle, and still others say that it has to be at least X amount before it'll go over to principle.
If it allows you to, even $25-50 extra per payment will help bring the principle down a lot. Then, if you get bonuses or what not, make larger lump sums towards the principle. |
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